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Having no idea what she was talking about, I at first thought that she was referring to her own cooking and I had to concede that she had a point.

Luckily before I waded in to agree with her and ask how on earth she had managed to mess up salmon (who does that? Instead of doing the normal middle-class thing and quickly changing the subject I was surprised how most of the other guests confessed that they were in exactly the same position.

The telephone poll included a representative sample of 1,005 American adults (see poll methodology), and had a margin of error of plus or minus 3 percentage points.

Taboo adult video chat uk no credit card-1

You could question why my hostess is throwing dinner parties in the first place if she's so worried about going under?

Her point, however, is that she can afford it all for now – but if the next pay cheque failed to come through, she'd be broke, just like that.

"Before the recession, consumers were encouraged to carry debt, and spending was seen almost as a patriotic thing to do to stimulate the economy," said Michael Solomon, professor of marketing and director of the Center for Consumer Research at Saint Joseph's University in Philadelphia. Credit card debt isn't as accepted now; it carries more of a stigma." The recession, which began at the end of 2008, saw consumers sharply curtail credit card spending.

The overall amount of credit card debt dropped 8.8 percent in 2009 and 7.6 percent in 2010, before leveling out in subsequent years, according to the Federal Reserve.

Working as a comedian means I have to travel up and down the country and this often means that I have to pay a lot of money out just to get to work.

Travelling by train is not cheap and we often have to eat out as well, to mingle with contacts and potentially score new business.

The Big Short, the film adaptation of Michael Lewis' book of the same name about the causes of the financial crisis, opens in UK cinemas this weekend.

How will the story stack up against the greatest films about business?

Islamophobia was once declared by Baroness Warsi to have passed the ‘dinner table test'.

Now it seems there's a new 'taboo' subject coming to the fore: but this time it's one of the most personal things to talk about: money (or lack of it).

That's the topic people are least likely to want to talk about with someone they just met.

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