Consolidating spousal rrsp
At your Credit Union, we can help with expert advice and together, figure out the most affordable way for you to start investing in your future! It could get you on track for the kind of retirement you really want.
Example: Diane’s maximum yearly RRSP contribution limit is $15,000.
Her husband, Jack, has a maximum contribution limit of $10,000 in his RRSP.
RRSP season is officially here—also known as contribution crunch time.
For the first 60 days of the new year, Canadians can still contribute to their registered retirement savings plan and get a refund on their next tax return.
You’ve landed your first “real” job, you’re getting married, or starting a new family—or maybe all three! And it can be difficult to think about saving for your retirement when everything is just beginning. Your kids are growing and always going, your career is in full swing, you’re there for your friends, parents, community, and even manage some time for yourself occasionally.
Or get you closer to your savings goal faster than you thought possible.
For this reason, you should consider taking advantage of a spousal RRSP.
Like a lot of things in life, saving is better together.
If you have unused room and earn significantly more money than your partner (or vice versa), a spousal RRSP can be an additional savings tool.Tags: Adult Dating, affair dating, sex dating